 
The PenFlex Advantage
Our PenFlex Account offers money market funds with convenient
features including check writing, daily declared and monthly paid
dividends, automatic sweep availability, and interest bearing banking
services for U.S. and International clients. Manage your money effectively
and with security.
Learn more about the investment accounts and services that are
available using the Penflex Advantage checking account. Earn up
to 3% interest when funds are in cash.
Proceeds of securities sales, dividends and interest will automatically
sweep on a daily basis into your choice of any of the Scudder Money
Market Fund Accounts (USA) or Reich and Tang (International). When
securities purchases are made, the automatic sweep transfers funds
from your money market account to pay for the investment.
Online Access and Statements
Once you have received and activated your Penflex Advantage Account
you can view your available balance, debit card transactions, ATM
transactions, cleared checks, and automated clearing house transfers
online.
The Penflex Account stores your information for up to 3 years.
When preparing your income tax returns, the entire prior year's
information will be available to you. All of the information obtained
can be downloaded to personal management software programs such
as Quicken, MS Money, and spreadsheet applications such as MS Excel.
Features
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Check Writing
- Unlimited number of checks with no minimum dollar amount
required per check
- Payee Information included on your monthly statement
- Checks can be coded to identify expenses
Automatic Deposits and Withdrawals
- Direct Deposits
- Automated Bill Payments
Gold ™ Debit Card
- Accepted Worldwide for Purchases
- ATM Access
- Convenient Gold Mastermoney Card Benefits
Internet Access
- Available Balance
- Card Activity
- Check Activity
Statements
- Consolidated Monthly Brokerage Statement
- Check Image Statement
- Annual Summary Statement
Choice of Money Market Funds
- Taxable, Government, and Tax Free
* Choose from a Family of Scudder Funds. An investment in
the money market fund is not a deposit in a bank and is not
insured or guaranteed by the Federal Deposit Insurance Corporation
or any other government agency. To obtain a Prospectus of
the funds please contact 1.800.984.6558. Read the prospectus
carefully before investing or sending money.
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